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Current Rates

Savings Rates
Effective Quarter Ending March 31, 2008

3.00% Annual Percentage Rate           3.03 Annual Percentage Yield

Interest is earned on balances over $200 each day and calculated on the average daily balance.

Rates subject to change without notice.


Loan Rates
Effective March 24, 2008

*New is classified as 2007 - 2008 never titled or less than 8000 miles.
New Vehicle Loans
TERM
APR*
New 2007 - 2008*
3 Years
5.25%
4 Years
5.50%
5 Years
5.75%
6 Years
6.25%
*APR is the Annual Percentage Rate.


Used Vehicle Loans
TERM
APR*
2008 - 2004
5 Years
6.25%
2003 - 2001 (Up to 100% financing)
4 Years
6.99%
1999 & Older (Up to 100% financing)
3 Years
7.99%
*APR is the Annual Percentage Rate.


Miscellaneous Loans
APR*
Share Secured Loan
5.00%
Visa Credit Card
13.50%
Line of Credit
14.00%
Unsecured Loan
14.00%
Home Equity LOC
6.00%
*APR is the Annual Percentage Rate.
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