St. John's Employees Credit Union

Serving St. John’s Health System Co-workers, Volunteers, Affiliates and their Families.




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FINANCIAL
CALCULATORS

Current Rates

Savings Rates
Effective Quarter Ending December 31, 2011

BALANCE	Annual Percentage Rate	Annual Percentage Yield
$200.01 - $2,000.00	.50 %	.50 %
$2,000.01 - $10,000.00	.70 %	.70 %
$10,000.01 and above	.80 %	.80 %

Interest is earned on balances over $200 each day and calculated on the average daily balance.

Rates subject to change without notice.

Loan Rates
Effective January 2012

*New is classified as 2011 - 2012 never titled or less than 8000 miles.

New Vehicle Loans

TERM

APR*

New2011-2012*

3 Years

3.99%

4 Years

4.24%

5 Years

4.49%

6 Years

4.74%

*APR is the Annual Percentage Rate.

CALCULATORS APPLY NOW

Used Vehicle Loans

TERM

APR*

2012 - 2008

3-5 Years

4.49%-4.99%

2004 - 2007

2-4 Years

4.69%-5.19%

2003 & Older

2-3 Years

5.89%-6.14%

*APR is the Annual Percentage Rate.

CALCULATORS APPLY NOW

Miscellaneous Loans

APR*

Share Secured Loan

2% Over Rate Paid

Visa Credit Card

13.50%

Line of Credit

14.00%

Unsecured Loan

14.00%

Home Equity LOC

4.95%

*APR is the Annual Percentage Rate.

CALCULATORS APPLY NOW

"This credit union is federally insured by the National Credit Union Administration."

Equal Housing Lender.
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