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Current Rates

Savings Rates
Effective Quarter Ending December 31, 2013

BALANCE Annual Percentage Rate Annual Percentage Yield
$200.01 - $2,000.00 .10 % .10 %
$2,000.01 - $10,000.00 .20 % .20 %
$10,000.01 and above .40 % .40 %

Interest is earned on balances over $200 each day and calculated on the average daily balance.

Rates subject to change without notice.


Loan Rates
Effective December 2013

*New is classified as 2013 - 2014 never titled or less than 8000 miles.
New Vehicles
Term
APR*
Range of Rate
2013-2014*
Up To Years
1.69% - 10.99%
2013-2014*
6 Years
1.99% - 11.29%
*APR is the Annual Percentage Rate.


Term is based on year of vehicle
Used Vehicles
Term
APR*
Range of Rate
2013 and Older
Up ToYears
1.99%-12.99%
*APR is the Annual Percentage Rate.


*Never titled or less than 8000 miles.
Term is based on the year of the vehicle.
New RV's
Term
APR*
Range of Rate
Term is based on year of vehicle
Up T 6 Years
1.99%-12.99%
*APR is the Annual Percentage Rate.


Term is based on year of vehicle.
Used RV's
Term
APR*
Range of Rate
2013 and Older
Up T 5 Years
2.99%-14.99
*APR is the Annual Percentage Rate.


Miscellaneous Loans
APR*
Share Secured Loan
2.40%
Visa Credit Card
13.50%
Line of Credit
14.00%
Unsecured Loan
14.00%
Home Equity LOC
4.95%
*APR is the Annual Percentage Rate.
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